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This means your cards total to an eight or a nine without a tie. It depends how much you wager but both the player and banker pay even money.

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Play Now 24Bettle Review. If the player hand won, then the insurance bet would lose. If the hand total of the player hand when revealed after the banker hand is other than a five, then no insurance will be offered and the hand will be played out according to the rules.

If the initial two card banker hand and the initial two card player hand have both been revealed and no insurance has been offered, insurance may be offered on the banker hand after it is given a third card and has a total of four, eight, or nine and the player hand will draw a third card.

If the four or eight hand is beaten or the nine hand is tied then the insurance bet will win at the posted pay scale. Any other case the insurance bet will lose.

In a third embodiment of the present invention, insurance would be offered only on a hand total of six, seven, eight, or nine, when more card totals would be revealed.

Insurance would only be offered after the initial first two cards have been revealed and after the second set of cards have been revealed when there was a draw to be made on the other hand.

No insurance would be offered after a third card had been drawn. This method of the game would make it easier to deal and a faster paced game.

In a fourth embodiment of the present invention, insurance may be offered before any cards are revealed, after one card is revealed, after two cards are revealed, after three cards are revealed, after four cards revealed, or after five cards are revealed.

Insurance would be offered for any hand total. Any hand total under nine would have to be beaten or a nine hand total tied to win the insurance bet.

All other cases would lose. It is to be understood that the present invention is not limited to the sole embodiment described above, but encompasses any and all embodiments within the scope of the following claims.

A method of wagering on a baccarat game, including such game variations as standard baccarat, Chemin de Fer, Nevada-style baccarat, Scarney baccarat, baccarat banque, and mini-baccarat, said method comprising the following steps: dealing a hand of playing cards face down from at least one standard deck of playing cards comprising 52 cards, to form at least one player hand and a banker hand of at least two cards; then.

A method of wagering on a baccarat game according to claim 1 , further comprising the subsequent steps of: turning said at least two cards of said banker hand face up whereby customers at the game may view said cards; and then.

A method of wagering on a baccarat game according to claim 1 , further comprising the subsequent steps of: turning a third card face up onto the said player hand, if dictated by the rules of the game, whereby customers at the game may view said card; and then.

A method of wagering on a baccarat game according to claim 1 , further comprising the steps of: turning said at least two cards of said at least one banker hand face up before the said at least one player hand, whereby customers at the game may view said cards; and then.

A method of wagering on a baccarat game according to claim 4 , further comprising the subsequent steps of: turning said at least two cards of said player hand face up after said banker hand has been revealed, whereby customers at the game may view said cards; and then.

A method of wagering on a baccarat game according to claim 4 , further comprising the subsequent steps of: turning a third card face up onto said player hand, if provided by the rules of the game, whereby customers at the game may view said card; and then.

A method of wagering on a baccarat game according to claim 4 , further comprising the subsequent steps of: turning a third face up onto said banker hand prior to said player hand, whereby customers at the game may view said card; and then.

A method of wagering on a baccarat game according to claim 1 , further comprising the steps of: offering a customer an opportunity to take insurance before any cards are revealed; and then.

A method of wagering on a baccarat game according to claim 1 , further comprising the steps of: offering a customer an opportunity to take insurance after at least one card has been revealed; and then.

A method of wagering on a baccarat game according to claim 1 , further comprising the steps of: offering a customer an opportunity to take insurance after zero, one, two, three, four, or five cards of any totals have been revealed; and then.

A method of wagering on a baccarat game according to claim 1 , further comprising the steps of: taking the insurance wager of a customer who has taken insurance, if the hand does not lose or a nine hand total get tied;.

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The object of the game is to achieve a total value of nine with the cards in the hand. The hand either the player hand or the banker hand which is closest to nine wins.

Tie hands are a push on banker or player bets and customers who have wagered on the tie hand would win that bet.

As the game is relatively simple and must be played according to specific rules governing the drawing of a third card after the initial two cards are drawn, the present methods of the invention add considerable interest and excitement to the game.

Insurance is only offered if there are more cards to be revealed and the hand being insured has a chance of being beaten or in the case of a nine total, being tied.

Insurance may only be offered once during a baccarat hand. Insurance may only be offered after the first two cards have been revealed two cards only , after the second set of two cards has been revealed four cards only , or after a third card has been given to one hand five cards only and there will be a third card given to the other hand.

The offering of insurance in no way affects the outcome of the regular game of baccarat. All the hitting and standing rules remain the same.

The opening order of the cards may change depending upon the house rules of each casino but the final outcome of all baccarat hands will be the same with or without insurance being offered.

In some cases the dealer may turn over the initial two card hand of the banker before the initial two card hand of the player.

This may be done depending upon the amount of money wagered on the banker and the player hand. If the largest wager is bet on the banker hand then the casino may have a house rule that the hand with the largest wager on it is revealed first.

With references to FIGS. Initially, all the customers place their bets, for either the player hand 30 in betting area 33 , the banker hand 31 in the betting area 34 , or for the tie hand in betting area Commission would be placed in area Two cards are dealt face down to the player hand and two cards are dealt face down to the banker hand.

Traditionally the player hand would be revealed first so that the customers may determine the value of the hand. The present invention allows a customer the option of taking insurance in betting area 36 , on certain initial two card hand totals six to nine inclusive.

The customer is basically insuring a perceived good hand total against a loss to the other hand. In the case of a nine hand total, the customer is insuring against the other hand also having a nine, in which case they would not get paid because their nine tied and did not win.

Like in blackjack when a customer takes insurance, the customer wants to make sure they get some payment for having a good hand.

The hand would be played out to its conclusion and if a six, seven, or eight hand was beaten or a nine hand tied, then the customer who took insurance would win the insurance bet and would be paid according to the posted pay scale.

If the initial player hand does not have a hand total from six to nine inclusive then no insurance would be offered and the bankers' two cards would be revealed.

If the banker hand had a total of zero, one, two, three, eight, or nine then no insurance would be offered and the hand would play out according to the game rules.

If the banker hand now had a total of four through seven and the player hand would be getting a third card, then insurance may be offered on the banker hand.

The hand would be played to its conclusion and if the banker hand total of four, five, six, or seven was beaten then the insurance bet would win and be paid at the posted pay scale.

All other cases the insurance bet would lose.

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